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Privacy Statement

Privacy Statement Quickdinero, Inc. Effective Date: March 1, 2009 This Privacy Statement describes how we collect and use your non-public personal information ("Information"). It applies only to consumers with a United States mailing address. INFORMATION WE COLLECT Quickdinero, Inc collects Information about you from a variety of sources including those listed below. You consent to Quickdinero, Inc’s collection, transfer and storage of Information by computers or other transfer or storage devices in the United States and elsewhere when you supply Information. • We collect Information you supply when: (a) you ask us or one of our agents to send or receive money or to provide other goods or services; (b) you submit Information on applications or other forms to us or our agents; or (c) you otherwise submit Information to us, our agents or others; • We collect Information about your transactions with us, our agents or others; • We may collect Information about you from a variety of third party sources such as our business clients, government agencies and consumer reporting agencies and other suppliers of information; and • We collect Information about your online activity as described in the paragraph below titled "INTERNET TECHNOLOGY" together with Information about the domain and host you use to access the Internet; your computer’s Internet address; the browser and operating system software you use; the date and time you access our website and the Internet address used to link to our website when you visit us. INTERNET TECHNOLOGY We use Internet technologies like cookies and web beacons to collect Information and for other purposes, including, but not limited to, those identified below: • To assist us in providing services to you; • To allow you to change web pages during your visit without having to re-enter your password; • To store your preferences and other information and to track activity on our website; • To better understand the effectiveness of our promotional campaigns; • To determine whether you came to our site from a banner ad or an affiliate website; • To deliver Information specific to your interests on additional web sites; and • To determine whether you've acted on our promotional messages. A "cookie" is a text file placed on your computer's hard drive by a web page server. Cookies contain data that can be read by the website that issued the cookie. "Web beacons" are transparent electronic images placed in the web code, also called "clear GIFs" or "web bugs" that collect non-personal data while visiting a web site. Your web browser usually has documentation on how to disable cookies and web beacons. This will limit the performance of Quickdinero, Inc's web site. INFORMATION WE DISCLOSE Subject (in certain cases) to your opt-out selections (or opt-in selection with respect to Vermont and California consumers, as described below) or as otherwise permitted by law, we may disclose the Information we collect in the paragraphs titled, "INFORMATION WE COLLECT" and "INTERNET TECHNOLOGY" to our agents and to unaffiliated third parties as described below. We may disclose Information about current and former consumers and customers to the following types of third parties: 1. Financial service providers such as Quickdinero, Inc Agents that offer our services; 2. Banks, credit card companies, brokerage houses, mortgage lenders and mortgage originators; 3. Non-financial companies such as retailers, direct marketers and other providers of goods and services; 4. Government agencies; and 5. As permitted or required by law. We may also disclose Information to companies that perform marketing services for us or other financial institutions with whom we have joint marketing arrangements. CONFIDENTIALITY AND SECURITY We endeavor to maintain physical, electronic and procedural safeguards to guard your Information. We also endeavor to restrict Information access to our employees, agents and representatives that need to know it. Despite our efforts, and as you probably know, third parties may unlawfully intercept or access your transmissions to us or may wrongly instruct you to disclose Information to them while posing as Quickdinero, Inc. OPT OUT RIGHT (NON-VERMONT OR CALIFORNIA CONSUMERS) If you prefer that we not disclose certain of your Information to nonaffiliated third parties, you may opt out of those disclosures. If you wish to opt out of disclosures of Information to nonaffiliated third parties, you may: (1) check the opt out box and submit it to us during the registration process (online registrations only); (2) check the opt out box and submit it to us through the "Edit your privacy information" link on our website (accessible through the "Personal Information" link under the "Your Account" menu on our website); (3) call the customer service number listed below to instruct us not to share your Information; or (4) contact us by mail at the address listed below. Some third party (nonaffiliate) disclosures are not subject to an opt-out choice. These include, among others, disclosures necessary to effect, administer or enforce a transaction you request; disclosures to our authorized service providers (including Quickdinero, Inc Agents); disclosures permitted or required by law or disclosures to prevent fraud or other illegal activities. Quickdinero, Inc maintains your opt-out choices and transaction history for a fixed time period. If you do not perform another transaction during the fixed time period, your Information, as well as your opt-out choice will be removed. OHIO CONSUMERS Complaints concerning money transmission activities should be directed to: Quickdinero, Inc 206 S. Main St. Elkhart, IN 46517 or call 1-866-600-2010. After first contacting Quickdinero, Inc, if you still have an unresolved complaint regarding the company’s money transmission activities, please direct your complaint to In person or U.S. Mail: Division of Financial Institutions Office of Consumer Affairs 77 South High Street, 21st Floor Columbus, Ohio 43215-6120 Telephone Number: 11-866-278-0003 or 614/728-8400. Website Address: www.com.state.oh.us/dfi. CHILDREN’S PRIVACY Our website is not directed at children under the age of 13. Quickdinero, Inc does not knowingly collect or maintain Information at our website from those we actually know are under the age of 13. EXTERNAL WEBSITES Our website may be linked to or from third party websites. Quickdinero, Inc is not responsible for the content or privacy practices of websites that are linked to or from our website. INTERNET ONLY PROVISIONS Some of this Privacy Statement applies only when you visit us at www.quickdinero.com or other Quickdinero, Inc branded websites. This includes the paragraphs titled, "INTERNET TECHNOLOGY," "CHILDREN'S PRIVACY," and "EXTERNAL WEBSITES" and those parts of the other paragraphs in this Privacy Statement that contain information about the Internet or websites. Everything else applies whether you visit us at an Agent location, on the Internet or on the telephone. CHANGES Quickdinero, Inc reserves the right to modify this Privacy Statement. You can get updated Privacy Statements by calling us at the telephone number listed below or by visiting our Web site at www.quickdinero.com. We urge you to get updates of this Privacy Statement frequently to obtain the current version. You may change your choices at any time. CONTACT US To provide your personal choice or to change account information go to your profile page by clicking here. If you have questions about our privacy practices or Information we maintain about you contact us by clicking here and selecting ‘Consumer Privacy’ from the drop down menu. We also accept questions by regular mail and by telephone at the locations identified below: BY MAIL: Quickdinero, Inc. Quickdinero, Inc Privacy Office 206 S. Main St. Elkhart, IN 46517 BY TELEPHONE: 1-866-600-2010

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